Insurance Underwriter - Fully Remote | Upto $800/task Task based

About the job

Mercor connects elite creative and technical talent with leading AI research labs. Headquartered in San Francisco, our investors include Benchmark , General Catalyst , Peter Thiel , Adam D'Angelo , Larry Summers , and Jack Dorsey .

Position: Life & Annuity Specialist

Type: Contract

Compensation: $800/hour

Location: Remote

Commitment: 20–40+ hours/week

Role Responsibilities

• Design realistic scenarios involving needs analysis, product selection, and underwriting. Develop illustrations, table ratings, replacements, and policy-service determinations.
• Create work products such as coverage recommendations, illustration comparisons, and underwriting assessments. Provide suitability rationales and replacement analyses.
• Write "golden" reference responses at experienced life and annuity practitioner quality. Ensure high standards in all outputs.
• Grade AI-generated responses against structured rubrics for product accuracy and suitability. Evaluate mathematical correctness and disclosure adequacy.
• Identify unsupported illustration assumptions and unsuitable recommendations. Detect confusion between product types or tax treatments.
• Provide written feedback to the research team to improve model behavior. Participate in onboarding office hours and calibration sessions.

Qualifications

Must-Have

• 2+ years of professional experience in life insurance or annuity advisory, underwriting, or policy administration.
• Experience with at least one product family such as term, whole life, or universal life.
• Understanding of policy mechanics like cost of insurance and surrender charges.
• Ability to explain tax treatment and suitability considerations clearly.
• Excellent written communication and high attention to detail.
• Ability to distinguish product and suitability judgment from investment advice.

Preferred

• CLU , ChFC , FLMI , CFP , or comparable designation.
• Active or previously held life and health producer license, or securities registration.
• Medical or financial life underwriting experience, including APS review.
• Experience with buy-sell, key-person, or estate-planning cases.
• Experience with suitability, Reg BI , or state replacement and disclosure review.

Start Date

• Immediately ; applications reviewed on a rolling basis.

Application Process (Takes 20–30 mins to complete)

• Upload resume
• AI interview based on your resume
• Submit form

Resources & Support

• For details about the interview process and platform information, please check:
• For any help or support, reach out to: Show email

PS: Our team reviews applications daily. Please complete your AI interview and application steps to be considered for this opportunity.