Enterprise Architect (Payments)

JOB TITLE: Enterprise Architect (Payments, Digital Finance & Economic Crime)
SALARY:  £72,700 - £80,780
LOCATIONS: Edinburgh, Leeds or Manchester
HOURS: Full time
WORKING PATTERN: Hybrid, 40% (or two days) in the office

About this opportunity

This is an exciting opportunity to join our Group Payments team and play a key role in shaping and delivering our Technology Strategy. Working closely with senior architects and business stakeholders, you'll support the development of architectural direction that enables the Group's strategic ambitions.

You'll help translate strategy into practical architecture outcomes, ensuring solutions are aligned to our technology principles, business priorities and risk appetite.

Group Payments is a critical part of the Group's growth strategy. We process around 20% of the UK's payments, supporting everything from everyday transactions through to large-scale domestic and international payments. We're on a journey to transform our payments platforms using modern technologies, while exploring innovations such as distributed ledger technology, blockchain and digital assets across real-world use cases.

In this role, you'll contribute to that transformation, helping shape solutions that deliver value at scale.

As a result, day-to-day you would…

• Support the development and evolution of architecture within the Payments domain, ensuring alignment to Group strategy

• Work closely with Lead Architects to create and maintain architecture roadmaps, patterns and guardrails

• Act as a trusted partner to technology and business teams, providing architectural guidance and insight

• Contribute to architecture governance, ensuring solutions meet standards, risk requirements and strategic objectives

• Develop and maintain architecture artefacts, including designs, roadmaps and feasibility assessments

• Apply knowledge of cloud, APIs, traditional hosting and event-driven architectures to support solution design

• Collaborate with cross-functional teams in an agile environment to deliver end-to-end outcomes

About us

We're on an exciting journey and there couldn't be a better time to join us. The investments we're making in our people, data, and technology are leading to innovative projects, fresh possibilities, and new ways of working.

What you'll need:

• Experience working in an Architecture role, contributing to strategy, solution design and delivery

• Knowledge of architecture practices including governance, roadmapping and solution development

• Technical understanding of cloud platforms, APIs, traditional hosting and event-driven architectures

• Ability to support business and technology stakeholders, translating requirements into architectural solutions

• Strong communication and collaboration skills, with an agile and delivery-focused mindset

• An understanding of Payments within Financial Services

• Awareness of emerging technologies such as blockchain and digital assets and their potential application

About working for us
Our ambition is to be the leading UK business for diversity, equity and inclusion supporting our customers, colleagues and communities and we're committed to creating an environment in which everyone can thrive, learn and develop.


We were one of the first major organisations to set goals on diversity in senior roles, create a menopause health package, and a dedicated Working with Cancer Initiative.


We offer reasonable workplace adjustments for colleagues with disabilities, including flexibility in office attendance, location and working patterns. And, as a Disability Confident Leader, we guarantee interviews for a fair and proportionate number of applicants who meet the minimum criteria for the role with a disability, long-term health or neurodivergent condition through the Disability Confident Scheme.


We provide reasonable adjustments throughout the recruitment process to reduce or remove barriers. Just let us know what you need.

We also offer a wide-ranging benefits package, which includes:

• A generous pension contribution of up to 15%

• An annual bonus award, subject to Group performance

• Share schemes including free shares

• Benefits you can adapt to your lifestyle, such as discounted shopping

• 30 days' holiday, with bank holidays on top

• A range of wellbeing initiatives and generous parental leave policies

Want to do amazing work, that's interesting and makes a difference to millions of people?  Join our journey

Proud member of the Disability Confident employer scheme

Disability Confident

About Disability Confident

A Disability Confident employer will generally offer an interview to any applicant that declares they have a disability and meets the minimum criteria for the job as defined by the employer. It is important to note that in certain recruitment situations such as high-volume, seasonal and high-peak times, the employer may wish to limit the overall numbers of interviews offered to both disabled people and non-disabled people. For more details please go to Disability Confident .