Intelligence Analyst

Trust unlocks our greatest potential.

For decades, the clearing of payments remained unchanged and unchallenged. We asked, what if there was a better way? What if we could make banking infrastructure faster, safer, more reliable, and easier to access for all? Here is where you can think radically and responsibly to find the best solution.

What happens when you know you’re inherently trusted? Trust creates safety. Safety encourages you to be brave, to challenge, to fail, to try new things and to execute. At ClearBank everything revolves around trust. We’re not expected to earn it, but we are expected not to break it. We’re trusted to own it. To solve issues in the moment. To know a good risk when we see one, and the judgement to know that ‘can’ doesn’t always mean you ‘should’.

What You Can Expect

ClearBank is a place where you can do things differently and challenge the status quo. We will give you a high level of autonomy and transparency, and we trust you to make the right decisions for the bank.

If that excites you, how about joining our Financial Crime Operations Intelligence and Investigations team. As a Financial Crime Intelligence Analyst , you’ll be the subject matter expert for financial crime intelligence analysis across our client base, developing intelligence, engaging with and supporting law enforcement where needed, analysing potential suspicious activity across a range of financial crime escalations, and drafting reports for internal and external stakeholders.

You’ll also be confident escalating concerns, sharing ideas, and making sound decisions, supported by strong knowledge of payment services and excellent technical and regulatory understanding of financial crime and sanctions across the UK and EEA.

Your Role Includes

• Working to understand the financial crime risks associated with products and services and mitigation of such risk
• Assisting with building financial crime, sanctions and money laundering typologies knowledge within the team and across the wider business
• Managing and resolving end-to-end inquiries in a timely manner
• Conducting transactional analysis utilising complex data sets and research using internal and external sources to help determine potential suspicious activity and investigate as appropriate
• Raising relevant reports where required to ensure compliance with relevant financial crime laws and regulation
• Managing competing tasks and priorities in a manner that effectively mitigates risk
• Applying technical and regulatory knowledge to identify potential control/ risk issues and recommend potential solutions

What You’ll Bring

To excel in this role, you’ll also need:

• Proven experience in complex financial crime investigations
• Knowledge of financial crime control frameworks and regulatory standards
• Good knowledge of sectors such as money remittance, electronic money, and cryptocurrency firms would be beneficial
• Understanding of UK and EU AML/CTF legislation (international AML/CTF knowledge is advantageous)
• Understanding of money laundering typologies across a range of products and services
• Solutions driven, with the appetite for constant improvement
• A recognised AML / Sanctions qualification is desirable but not essential

Regretfully we are not able to sponsor applicants for immigration purposes at the current time.

What makes a great ClearBank team member? Does this sound like you?

• You focus on solutions and positive outcomes, thinking radically and responsibly to find the best result for our customers, your colleagues and the bank;
• You actively seek feedback from others to drive your growth and development, always assuming positive intent from others and develop strong, trusting relationships you’re your colleagues and customers: you really, genuinely care;
• You always strive for the highest quality, but you know that done is better than perfect; you welcome a challenge knowing that they learn as you go and iterate;
• ‘I’ before ’we’, isn’t in your vocabulary

If this sounds like you then we encourage you to dust off that CV and apply!

What We Offer In Return

• We're flexible – We support a culture of flexibility which allows our employees to achieve a strong work-life balance.
• Offices – Work in a way that works for you – whether that’s in the London office, at home, or hybrid.
• Holiday – 27 days of annual leave per year, plus bank holidays.
• Holiday buy/sell - Buy or sell up to five days of annual leave each year and shape your year around what matters most.
• Work abroad – You have the flexibility to work outside of the UK for up to 30 days in a rolling 12-month period.
• Socials – Regular social events open to all.
• Holiday swap – Option to swap your bank holidays to any other day of your choice.
• Wellbeing – 24/7 employee assistance programme including mental health support, life assurance and income protection.
• Bigger than ClearBank – Take a couple of days per year to do something that matters to you.
• Healthy living – Private healthcare and discounted dental cover, with employee perks and discounts.
• Family – Enhanced family-friendly leave.
• Personal development – We offer personal development budgets, opportunities to take part in role-related training and unlimited LinkedIn Learning.

And not forgetting the biggest benefit of all. The opportunity to be part of an incredible team that’s building a tech-bank fit for the future.

A little bit more about us!

ClearBank Is Where You Can Belong

At ClearBank we think about Diversity, Equity and Inclusion (DE&I) a lot. Not because we think we should. But because we know we should – how else can we build a happy workforce and be successful as a business. We’re committed to making sure our teams reflect society. And we put energy and effort into making this a place where everyone feels at home, where they’re given the trust and encouragement to do their very best work. Here are some of the things we’re most proud of:

• 42% of our senior management roles are held by women
• Our enhanced family leave policies
• Launching our partnership with Code First Girls
• Increasing awareness of neurodiversity in the workplace through our partnership with the Inclusive Group