Financial Planner Job Description

Financial Planner Job Description Template

Our company is looking for a Financial Planner to join our team.

To establish a relationship with existing clients to the extent that they remain as clients;
Identify and promote the other services offered by the company including, mortgages and protection, estate planning etc;
Build and maintain a strong network of professional contacts;
Where appropriate to do so, introduce the client to the wider support team and other services offered by the business;
To comply at all times with the regulations and internal procedures and standards and to put client care as a priority at all times;
To provide ongoing advice to any existing clients which reflects their current and potentially changing;
To conduct in-depth reviews of clients’ financial circumstances, current provision and future aims based on their changing needs and circumstances;
Produce a comprehensive Investment and pension planning service;
Assisting clients to make informed decisions and educate them on the Company’s Financial Planning and Investment Philosophy;
Analyse information and present Financial Plans best suited to individual clients’ requirements;
Full financial planning duties, as would be expected from any high level financial planning position;
Review Cashflow Forecasts and recommendation reports prepared by the Professional Support team;
Pro-actively manage new client referrals to generate fee income for the business;
Supervising a parraplanner;
Uphold the values of the firm in a compliant manner.

You will be experienced in providing a financial planning service to high net worth clients;
Explain effectively the benefits of discretionary portfolio management against other investment options available;
Understand and assess suitability of available pension income options including annuities, phased retirement and income drawdown;
JO5, AF3 or G60 would be advantageous;
Ability to develop an existing client portfolio;
Competent Adviser Status;
You will have strong business development and networking skills;
SPS held including specialism in Packaged Products;
Active listening & critical thinking;
Detailed knowledge of the ‘at retirement’ market e.g. behavioural and lifestyle considerations;
Self‐motivated, confident, detail‐oriented, and analytical;
Long term care / equity release / inheritance tax mitigation experience;
Knowledgeable of financial laws and legal restrictions;
Familiarity with O&M, timeline, Defaqto, Curo;
Excellent communication, inter-personal and analytical skills.