Credit Risk Manager

The Manager – Credit Risk Management manages the building of financial models that predict credit risk exposure to the organization. Develops and implements policies and procedures that reduce credit risk for a financial institution. Being a Manager – Credit Risk Management may require a master’s degree. Oversees the preparation of performance reports for management. In addition, Manager – Credit Risk Management typically reports to a head of a unit/department. The Manager – Credit Risk Management manages subordinate staff in the day-to-day performance of their jobs. True first level manager. Ensures that project/department milestones/goals are met and adhering to approved budgets. Has full authority for personnel actions. Extensive knowledge of department processes. Working as a Manager – Credit Risk Management typically requires 5 years experience in the related area as an individual contributor. 1 to 3 years supervisory experience may be required.

Credit Risk Manager Job Description Template

Our company is looking for a Credit Risk Manager to join our team.


  • Own various areas – risk-based pricing, persistent debt, etc;
  • Mentor a team of analysts;
  • Specialising in Account Management, aim to maximise commercial performance through the optimisation of strategies and processes;
  • Supporting business development initiated by the front desk;
  • Managing all applications for credit limits and internal credit ratings across a mix of banks, brokers, exchanges and commodity producers;
  • Assist with compliance related tasks;
  • To support Chief Compliance Officer (CCO) of the firm by conducting regulatory reporting and compliance monitoring;
  • Maintaining and improving internal policies and rules regarding credit risk management;
  • Responsibility for internal & external audit activities regarding credit risk management;
  • Provide initial credit screening and pre-credit approval of each prospect;
  • Perform credit risk assessment of companies from diverse industries;
  • Monitoring the firm’s risk exposure on counterparties and providing analytical expertise to support day to day trading for the front officr;
  • Work in collaboration with our credit insurance partners to obtain coverage on successful prospects;
  • Make credit recommendations to the Credit Committee;
  • Provide credit analysis for the sales team.


  • Confidence presenting to credit committee;
  • Direct experience working within Credit / Risk within the property finance sector;
  • Highly organised & confident in managing own diary/pipeline to time manage key requirements accordingly;
  • Highly analytical with excellent attention to detail;
  • Ambitious and keen to grow with the bank;
  • Ability to understand commercial business challenges to align these with risk targets;
  • Effective documentation skills;
  • Ability to manage multi-task;
  • Ability to conduct proper and timely information sharing, consulting and reporting;
  • Analytical ability with capability to confirm fact comprehensively and to examine logically;
  • Strong communication and interpersonal skills.