Credit Bureau Relationship Manager

We’re on a mission to make money work for everyone. We’re waving goodbye to the complicated and confusing ways of traditional banking. After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as personal and business bank accounts, we offer joint accounts , accounts for 16-17 year olds , a free kids account and credit cards in the UK, with more exciting things to come beyond. Our UK customers can also save , invest and combine their pensions with us. With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers! We’re not about selling products - we want to solve problems and change lives through Monzo ❤️ London/Cardiff/Remote (UK) | £43,300 to £58,500 + Incentive Awards tied to your performance + Benefits ✨ Our team ⭐ Credit Platform's mission is to systematise credit analysis and decisioning across Monzo's products, data and geographies. ⁠ We source, onboard and manage the credit bureau and external-data suppliers that power underwriting in the UK and, increasingly, across the EU. You'll join a small, high-performing team supporting an ambitious multi-market growth agenda. You’ll play a key role by...

- Supporting the sourcing, onboarding and day-to-day management of Credit Reference Agencies and external-data suppliers across consumer and commercial data - Maintaining Monzo's single source of truth on what bureau (borrowing) data and products we hold, what we're contracted for, and how each is used - Tracking and reconciling spend against supplier volumes and budgets, and surfacing cost-optimisation opportunities - Coordinating supplier onboarding steps with Legal, Data Protection, Security and Procurement - Helping test and evaluate new CRA and alternative-data products, and writing up findings for the squad to evaluate further - Owning end-to-end one or more supplier relationships or EU workstreams (e. g. Open Banking scoring, a market's bureau stack), and deputising for the Credit Bureau Relationship Manager - Leading discrete procurement/contract-lifecycle activities and shaping supplier strategy in your area We’d love to hear from you if… - You're highly organised and thrive on keeping many moving parts in order i. e tracking actions, deadlines and follow-ups so nothing slips - You're a clear, confident communicator, comfortable coordinating with suppliers and internal teams - You have a sharp eye for detail across invoices, contracts, trackers and records stay accurate in your hands - You're proactive and self-starting: you chase things down and keep work moving without being asked - You're genuinely curious about credit-bureau data, suppliers and how they support lending and keen to build that domain knowledge - Nice to have: exposure to procurement, supplier/vendor management, or financial services What’s in it for you £43,300 to £58,500 + Incentive Awards tied to your performance. ✅ We can sponsor your visa. This role can be based in our London office, but we're open to distributed working within the UK (with ad hoc meetings in London) ⏰ We offer flexible working hours and trust you to work enough hours to do your job well, and at times that suit you and your team. £1,000 learning budget each year to use on books, training courses and conferences. We will set you up to work from home; all employees are given Macbooks and for fully remote workers we will provide extra support for your work-from-home setup. ➕ Plus lots more! Read our full list of benefits .