Credit Manager

Credit managers oversee their firm’s credit business. They set credit-rating criteria, determine credit ceilings, and monitor the collections of past-due accounts.

Credit Manager Job Description Template

Our company is looking for a Credit Manager to join our team.


  • Where required, to think outside the box and be able to package and present a credit solution which meets the customers’ requirements;
  • Working closely with the Risk Director to achieve the company’s strategic objectives and profitability;
  • Working closely with sales to achieve the company objectives by helping structure deals, customer and supplier visits;
  • To underwrite proposals in line with Admirals credit policy and risk acceptance criteria up to the individuals remit within set SLA’s;
  • Make credit recommendations to the Risk Director/Company Directors for proposals outside of their remit;
  • Debt reporting to Regional Managers and Director;
  • Processing of customer changes;
  • Work closely with Head of Finance to manage weekly and monthly KPIs;
  • Assisting the Coverage team with new and existing transactions including structuring, and negotiating credit analysis, documentation review;
  • Proven track record driving excellence in Credit Control processes;
  • Provide accurate and timely management information;
  • Correct mis-postings and mis-codings prior to month-end;
  • Chasing large amounts of debt via telephone and email;
  • Support senior management and operational management in areas such as contract management;
  • Monitoring aged debt, Cash flow and bad debt provision.


  • IT Literate;
  • Direct experience within the asset finance/leasing industry and experience of a wide asset range as a broker/funder;
  • Good educational background;
  • A minimum of five years of credit underwriting experience in a similar organisation and role;
  • Familiar with the SME market.